Financial Disclaimers

Not Financial Advice

Budget Happiness is an educational tool only. Nothing on this website constitutes financial, investment, tax, or legal advice. Always consult with qualified professionals before making financial decisions.

Projection Accuracy

Our calculations are based on simplified models and historical averages. Actual investment performance will vary and may be significantly different from our projections. Past performance does not guarantee future results.

• Market conditions change constantly
• Inflation is not factored into basic calculations
• Fees and taxes are not included in projections
• Economic downturns can significantly impact returns

Investment Risks

All investments carry risk, including potential loss of principal. Higher potential returns typically come with higher risk. Consider your risk tolerance and investment timeline carefully.

No Guarantees

We make no guarantees about the accuracy of our calculations or the performance of any investment strategy. Use this tool as a starting point for your research, not as a final decision-making tool.

Seek Professional Advice

Before making any financial decisions, consult with:

• Licensed financial advisors
• Tax professionals
• Estate planning attorneys (when appropriate)
• Your bank or investment institution

Questions?

If you have questions about these disclaimers, contact us at info@budgethappiness.com